Assisted and Independent Living

Convelo brings decades of experience providing insurance for senior living clients, supported by a deep understanding of the industry today. Our expertise and strategic alliances put us in a prime position to offer foundational products like package insurance and workers’ compensation, along with supporting products like cyber and management liability. You can lean on Convelo’s expertise to help you win your clients’ business and trust by offering the best possible protection.

Best-in-class insurance for senior living clients

Our program is a true package product on A+ admitted paper – a winning combination your clients would be hard-pressed to find anywhere else.








including professional and abuse





including hired and non-owned




up to $10M (abuse sublimited)

Target Classes

Target accounts for our Assisted and Independent Living program include:

  • Nonprofit assisted and independent living facilities with ambulatory residents age 55 and up
  • Best-in-class facilities with multi-line premiums $25K and up
  • Operations in all states except AL, AK, CA, LA, MS, WA and WY

Facilities must be in operation for at least five years with historic loss ratios consistent with well-controlled operations. Buildings must be equipped with automatic sprinkler systems.


It’s easy to submit business with Convelo. All we need is:

ACORD with SOV including construction type, location and maintenance history

Supplemental application

Written guidelines for abuse prevention

Resident agreement and handbook

Five years of currently valued loss runs

State inspection report and state license

Audited financial statements

Target premiums and need by date

Complementary Offerings

When you work with Convelo, you get easy access to solutions from other carriers to extend coverage where your clients need more support. Our workers’ compensation and cyber offerings are popular choices for assisted and independent living clients, and we have a wide range of specialized excess and surplus options as well.

Healthcare Workers’ Compensation


Cyber Liability

Corvus and Coalition