Excess Liability

Haven Speciality Insurance Solutions

Haven Specialty Insurance Services, a division of Convelo, specializes in Excess General Liability solutions for commercial real estate risks. With tailored coverage and a strong emphasis on risk management and risk transfer, Haven delivers meaningful protection for complex casualty portfolios.

Haven Specialty Insurance Services is a Division of Convelo

Haven Specialty provides customized excess liability solutions for commercial real estate owners, operators, and managers navigating today’s challenging liability environment. We distribute our product through select retail insurance agents who have a specialty in commercial real estate.

Limits Available

Delegated underwriting capacity up to $5M limit for Excess General Liability Insurance.
Ability to provide buffer layer support above primary policies where excess carriers require an attachment point greater than $1M.

Coverage

Coverage Written on a Non-Admitted Basis.
Hired and Non-Owned Auto Coverage is available.
No Coverage for D&O or Other Professional Liability Exposures.

Territory

Currently available in CT, DE, MA, MD, NJ, NY (including, but not limited to NYC, Westchester County and Long Island), OH, PA, VA, and Washington DC.

Carrier

Hadron Specialty Insurance Company (A- VIII) backed by industry-leading reinsurer (A++ XV).

Excess General Liability for Commercial Real Estate Risks.

We provide protection above primary General Liability policies, which is designed to address and protect against catastrophic loss exposures.

Haven Specialty provides coverage for the following classes:

Coverage for apartment, condominium, and co-operative buildings, including mixed-use buildings.

Insurance for owners of office buildings, retail complexes, strip malls, and other commercial real estate.

Solutions for complex accounts, loss-affected risks, and challenging underwriting environments. Examples include:

Loss-affected accounts
Mixed-use properties
High-rise operations
Heavy public or tenant traffic
Adverse venue jurisdictions
Challenging operational exposures

We focus on identifying solutions aligned with the operational realities of each risk.

Why Retail Agents Partner With Us

We know commercial real estate insurance, and understand the evolving market conditions and exposures.

Haven’s underwriters have decades of experience underwriting excess liability insurance.

Fast communication, hands-on support, and collaborative problem solving.

Customized strategies for difficult placements and layered liability programs.

What Makes a Real Estate Risk Marketable

Updated loss history and explanations for the past 5 years
Complete and organized submission information
Detailed property schedules
Updated loss history and explanations
Contractor and vendor controls
Additional Insured and contractual risk transfer practices
Maintenance and inspection programs
Strong life safety controls
Clear operational narratives
Responsive property management practices

Today’s Liability Environment – Key Market Drivers

Social inflation and rising jury awards
Increased litigation frequency
Plaintiff-friendly jurisdictions
Large tenant and public exposures
Habitational claim severity
Operational complexity in mixed-use properties
Higher expectations from excess underwriters

The right excess liability structure and risk presentation strategy can make a meaningful difference in pricing, capacity, and underwriting results.

Documents

Haven Specialty Brochure (PDF)

COI Best Practices (PDF)

Blog Posts

Insurance for Religious Institutions: What Brokers Need to Know
Churches, synagogues & mosques face unique risks—from abuse & molestation gaps to underinsured historic buildings. A broker’s guide from Convelo.
Read More Insurance for Religious Institutions: What Brokers Need to Know
What is habitational insurance — and how do brokers place it?
Habitational insurance covers residential properties like apartment complexes and subsidized housing. Here’s what brokers need to know about placing it — and where standard markets fall short.
Read More What is habitational insurance — and how do brokers place it?
Directors and officers insurance for nonprofits: how much coverage do your clients need?
The D&O question brokers get most often: how much is enough? Here’s how to size directors and officers coverage for nonprofit clients — and what factors actually move the needle.
Read More Directors and officers insurance for nonprofits: how much coverage do your clients need?

Ken Sharp CPCU, ARe

President, Excess Casualty
Convelo
360 Lexington Avenue | Floor 14
New York, NY 10017

C (682) 500-9885

Tiffani Ann Garabedian

Executive VP , Excess Casualty
Convelo
360 Lexington Avenue | Floor 14
New York, NY 10017

C (201) 686-9625

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