Coverage Highlights:
- Punitive damages where insurable
- Additional Side A limit of liability
- Definition of Insured Person includes lawful spouse
- Priority of Payments
- Immigration claims coverage (by endorsement)
- Our Fortegra Solution Endorsement will be added to all accounts for no additional premium
Fortegra SOLUTION Endorsement
COVERAGE
Conference Cancellation
Emergency Real Estate Consulting Fee
Fundraising Event Blackout
Identity Theft Expense
Image Restoration and Counseling
Key Individual Replacement Expenses
Kidnap Expense
Political Unrest
Temporary Meeting Space Reimbursement
Terrorism Travel Reimbursement
Travel Delay Reimbursement
LIMITS OF INSURANCE
$25,000
$50,000
$25,000
$50,000
$50,000
$50,000
$50,000
$5,000 per employee/$25,000 policy limit
$25,000
$50,000
$1,500
Targeted Classes (asterisks preferred)
- Alcohol & Drug Rehabilitation Center
- Alumni Group
- Aquarium
- Association (non-trade)*
- Chamber of Commerce
- Church
- Condo/HOA
- Day Care Center (under $2M in revenue)
- Food Banks
- Foundation*
- Fraternal Organization
- Gardens
- Historical Society
- Junior League
- Library*
- Meals on Wheels*
- Mental Health Association
- Museum
- Other (not otherwise classified)
- Performance Art Group
- Preservation Society (non-environmental)
- Rescue Mission
- Senior Service Center
- Social Club*
- Sports League
- United Way (local)
- Visitors & Convention Bureau
- Volunteer Fire Department
- Women’s Shelter*
- Youth Association*
- Zoo
Restricted Services
- Assisted Living
- Benevolent Life Insurance Associations
- Black Lung Benefits Trusts
- Cemetery Company
- Charitable Risk Pools
- Credit Unions (federal and state chartered)
- Employee Funded Pension Trust
- Farmers’ Cooperative Associations
- Labor, Agricultural and Horticultural Organizations
- Mutual Insurance Companies or Associations
- Mutual or Cooperative Telephone Company
- Nursing Homes
- Political Action Committee
- Supplemental Unemployment Benefit Trusts
- Teachers’ Retirement Fund Associations
- Utility
- Voluntary Employee’s Beneficiary Association