Non-Emergency Medical Transportation (NEMT)

Through Convelo’s partnership with Cluett Commercial Insurance Agency, brokers gain access to specialized insurance solutions designed for Non-Emergency Medical Transportation (NEMT), paratransit, and ambulance operations. This program provides unified placement for Commercial Auto, General Liability, Professional Liability, and Loading & Unloading coverage to help reduce claim disputes and streamline claims handling for transportation providers. Backed by experienced NEMT-focused underwriters and an AM Best “A” rated carrier, the program delivers competitive pricing, fast indications, and tailored protection for complex transportation risks.

Insurance for NEMT and Paratransit Providers

Comprehensive insurance solutions designed specifically for transportation providers serving healthcare and community mobility needs. Through our partnership with Cluett, brokers gain access to specialized underwriting expertise and coordinated coverage solutions for NEMT risks.

Commercial Auto

General Liability

Optional: Professional Liability & SAM

Workers’ Compensation

Excess Liability

Download Summary Sheet

Target Classes

Target accounts for this program include:

Non-Emergency Medical Transportation (NEMT) providers
Paratransit operations
Ambulance operations (BLS only)
Fleets with three or more units
Transportation providers with established safety and driver management protocols

Ineligible Risks

Ineligible risks for this program may include:

Emergency ambulance operations
High-risk transportation exposures outside of approved classes
Operations outside eligible program territories
Risks without acceptable loss history or underwriting controls

It’s easy to submit business with Convelo. Submission requirements include::

Completed NEMT Supplemental Application

ACORDs 125 & 137

Vehicle Schedule

Driver Schedule and MVRs

Five years of currently valued loss runs

Target premiums information

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