Workers’ Compensation

When a worker gets injured on the job, workers’ compensation insurance covers their medical care and lost wages. It protects employers from the sudden expense of taking care of an employee after an accident, and provides peace of mind so they can get back to work while the employee recovers.

AmTrust

AmTrust is rated A- by AM Best and well recognized across the country as a particularly strong choice for workers’ compensation. Convelo has a deep and longstanding relationship with AmTrust, which helps us get things done that others can’t. Multiple pricing tiers are available, with strong dividend offerings in Florida, New Jersey and Wisconsin.

Appetite

Convelo can write workers’ compensation for AmTrust’s full appetite, including:

  • Clubs
  • Healthcare and Senior Living Organizations
  • Hospitality
  • Professional services
  • Retail
  • Wholesale
  • Schools
  • Social services

View the full list.

Carrier Benefits

AmTrust is rated A- by AM Best and provides highly specialized loss control tools for insureds. They also offer a Pay As You Owe payment plan to help customers reduce audit-related challenges.

Employers

Employers prides themselves on supporting independent, entrepreneurial companies with targeted workers’ compensation insurance. Their coverage, claim services and loss control are especially suited for small business owners.

Appetite

Educational Institutions

  • Appetite includes churches, private schools, parochial schools and Montessori schools
  • Minimum premiums as low as $500
  • Available nationwide

Child-related services

  • Appetite includes nonprofit and for-profit organizations
  • Minimum premiums as low as $500
  • Available nationwide

Complementary Offerings

Convelo can write workers’ compensation for Employers’ full appetite, including:

  • Accommodation and food services
  • Administrative or support services
  • Arts, entertainment and recreation
  • Automotive
  • Finance and insurance
  • Healthcare
  • Information
  • Manufacturing
  • Professional services
  • Real estate, rental and leasing
  • Retail
  • Wholesale (nondurable goods)
  • Other Services

View the full  list.

Benefits

Employers’ offers robust loss control resources, helping clients avoid claims and reduce costs by identifying strategies to prevent workplace injuries and illnesses. Their PrecisePay program gives policyholders a user-friendly way to make premium payments each payroll period, which helps reduce audit-related challenges.

Key Risk

Key Risk has been providing workers’ compensation coverage for over 35 years, with specialized insurance services to reduce exposures and deliver the best possible results for clients across many industries.

Appetite

Senior living

  • $25,000 minimum premium
  • Not available in IL, LA, MO, NJ, NV, NY

Human services

  • $25,000 minimum premium
  • Not available in IL, LA, MO, NJ, NV, NY

Complementary Offerings

Convelo can write workers’ compensation for any of Key Risk’s preferred classes, including:

  • Agriculture
  • Contracting
  • Education
  • Healthcare
  • Hospitality
  • Human services
  • Manufacturing
  • Mercantile and professional services
  • Public entities
  • Professional employer organizations (PEO)
  • Retail stores
  • Temporary staffing agencies
  • Transportation
  • United States Longshore & Harbor (USL&H)

Carrier Benefits

KeyRisk has a number of offerings to make your clients’ experience as smooth and painless as possible. VirtualMD+ is a dedicated telemedicine program that allows employees to get immediate medical care, notify their employer and report a workers’ compensation claim – all through a single point of contact. KeyRisk’s PremiumSync program gives employers a pay-as-you-go solution, which helps reduce audit-related challenges. Plus, they have guaranteed cost and small deductible options available, and no maximums or minimums on experience modifiers.